Could Your eBike Pay for Itself?

Many families are surprised to discover that replacing even part of their second-car usage can offset much or all of their monthly eBike payment.

That's why we created this calculator

Replace the second car

How Much Is Your Second Car Costing You?

Canadian families pay $800 to $1,000 a month to keep a second car on the road. Pick a bike, enter your real trips, and see what you save.

Live pricing, straight from the product page.
School run, groceries, the commute (one direction).
≈ 520 km / month replaced by the e-bike.
Drives the biggest line item, car insurance.
The longer you keep it, the more you save.
Your second car costs
$722
per month
The Lynx 20" costs
$53
per month, incl. loan
You save
$40127
over 5 years ($669/mo)

The e-bike figure is total cost of ownership: it includes the loan or purchase repayment spread over the period, plus running costs. The second-car figure includes its loan, insurance, fuel, maintenance, and registration.

Shop this e-bikeShips Canada-wide.

Your carbon & health impact

5772 kg
Carbon saved
CO₂ not emitted vs driving, over 5 yr
577
ESG impact points
≈ 275 tree-years of carbon
2400
Calories / week
active energy while you ride
360 min
Active minutes / week
movement built into your day

Where the money goes, every month

Cost itemSecond car / moLynx 20" / mo
Purchase (loan / depreciation)$350$38
Insurance$121$0
Fuel / electricity$86$5
Maintenance$100$10
Registration & parking$65$0
Total per month$722$53

Estimates only, for illustration. Bike prices are pulled live from our product pages and show the lowest available variant; your configured price may differ. Car costs based on Canadian average ownership data (Ratehub.ca / CAA, 2025 to 2026); insurance uses provincial averages. Fuel $0.165/km, electricity $0.01/km. CO2, calorie and active-minute figures are approximate.

Own an eBike Without Paying Everything Up Front

At eBikeBC, we understand that e-bikes can be a significant investment. That's why we're happy to offer two financing options to help you spread out the cost and make your dream e-bike a reality

At EbikeBC, we know an e-bike is a real investment. That is why we offer two simple financing options so you can spread out the cost and get riding sooner.

No hidden feesTransparent terms and clear cost of borrowing before you commit.
Fast approvalGet a decision in minutes right at checkout.
Flexible plansChoose the term and monthly payment that fit your budget.

Two Ways to Finance

Financing Option
RBC PayPlan
  • Fixed monthly payments: split your purchase into equal payments that are easy to budget.
  • Fast, easy application: approved in minutes at checkout with no hidden fees.
  • Transparent terms: see your full Cost of Borrowing before you finalize.
Learn more about RBC PayPlan
Financing Option
Affirm
  • Flexible loan options: a range of terms so you can pick a plan that fits your budget.
  • Quick, secure approval: a decision in seconds with no impact to your credit score.
  • Shop now, pay later: enjoy your e-bike right away and pay over time.
Learn more about Affirm

How to Apply

1

Add to cart

Add your e-bike and head to the checkout page.

2

Choose financing

Select RBC PayPlan or Affirm as your payment method.

3

Get approved and ride

Get a decision in minutes and enjoy your new ride.

Select RBC PayPlan or Affirm financing at checkout
We are here to help

Have questions about our financing options or want help choosing the right one? Reach out to our friendly EbikeBC sales team and we will get you on the road to enjoying your new e-bike.

Shop E-Bikes at EbikeBC